A friend asked me to check if I could load the credits page on Imperian (where you enter your details) after you click on proceed (the second page), as she had been timing out while doing so. I tried, the same thing happened.

As it looked like the bank page was timing out, I tried the Lusternia one, same result. Not loading at all, just timing out trying to connect to the bank.

Panic! We can't buy credits!!!!!