the payment options for credits in my opinion is pretty good right now but i think its still lacking...

i mean they say credit or DEBIT but when i try to use my registered online debit account it won't let me says i can only use visa, mastercard and discover card....

and i can't even use pay pal ( which is lame)

what do yuo think of the new options?

Splash Plastic.

Paypal would be nice

Selling credits via SMS messages... And opening a thread to explain what excuses people used to grab their parents cellphone.

PS: Since I started working on this I find that everything and anything should be payable via SMSs. Bad bad addiction.

Unfortunately IRE Muds are not allowed to accept Paypal because it's note secure enough a payment method for virtual goods like credits. At least according to Matt, I asked if they could introduce it when I bought my credits back then.

ebay uses paypal.... i don't see how it isn't secure its the best out of all its kindred in my opinion

I thought IRE didn't accept Paypal because it wouldn't be cost effective or something.

Well, for one ebay itself doesn't actually trade with anything, does it? It only provides the market platform for other people's trades.

Also, goods traded via ebay are usually physical things, whereas credits are entirely virtual goods that don't leave the virtual environment provided by IRE. Any logs proving that credits have been transferred properly can be provided by IRE only and there's no way for a third party to validate that beyond doubt.

Wizards of the Coast accepts paypal, for example, then I buy (virtual) magic cards online. So I don't think that has anything to do with it.

Unless that's something convoluted to do with Hasbro actually selling the stuff instead of wizards, but I don't know.

Pay pal isnt the best organisation around for handling your cash they tend to make a few mistakes here and there and their customer service takes a while to sort things out, safer sticking with credit companies and others like that for payment.

As someone who has extended their home business on-line I can tell you that Pay-Pal is a necessary evil especially if one is going to utilize E-Bay. It is buggy, has poor customer service, and is an instrument of fraud for scamming buyers. That being said I doubt a scammer would have much luck vs. IRE because if they attempted a charge back they would find their character shrubbed. I suspect the real issue is that with every payment IRE accepted from Pay-Pal they would be assessed a fee of $0.30 plus 2.9%.

It's worth noting that E-bay owns paypal, thus they use it themselves.

As far as I know, your magic cards never go back down to 0.

I could buy 3,000 credits, sell them all on the credit market, and then claim I never got a credit, and there is no third party method to prove that claim false or not.

What this means for paypal is that a person could buy credits with pay pal, receive them and then create a very convincing but false argument that IRE never gave them the credits, and thus stop payment.

And IRE can then proceed to shrub and perma-ban the player's characters.
Remember, producing credits costs IRE 0$

No but it would cost them time agro and hassle proving that they did give the credits to the player. Also pay pal often locks down its service to people if their actions are brought into question, so one person complains about IRE their pay pal gets cut off, it takes ages to get it back on dealing with their customer service guys and even then thats with the proof of delivery and such which IRE cant really provide other than electronic logs wich arnt third party reports.

What can the guy complain about to paypal? no money was exchanged and thus IRE shrubed the char for obtaining credits in an ilegal way.

Paypal only will care if IRE promises a service, and doesn't give it, and somebody actually pays IRE for a nonexistant service.

As daganev said


The guy pays for the credits, gets them, loses them, then says he never got them complains to Paypal about not recieving the goods he asked paid for.
And this would cause pay pal to shut down their opperations with IRE, and IRE would have no proof that they gave the credits. It would be way to much hassle to work with paypal if you dont really need to.

Like Ferlas said Pay-Pal is a pro-buyer service. The character may very well get shrubbed but that will be little consolation to IRE when their account is frozen for 2 months.

You might be right about all this, but there would certainly be records in logs and so on.

Thoese logs would be all from IRE though, paypal generally like third party documents like delivery reciepts and such before they open your account.