I do.
Go $300!
C'mon, just save up twenty bucks a week instead of getting drunk. After fifteen weeks, blow all 300 bucks on credits.

Patience, young grasshopper...

How you spend $3?

I haven't (as yet) bought credits in Lusternia, though its right up there on my to-do list (damn real life's expenses infringing on my ability to spend all my money on leisure!).

In Aetolia I bought 200cr for someone else as a gift once, and 100cr on an alt of mine, but as Daelar I had just under 4 trans skills, plus a good deal of others respectable, and I had even changed classes once and lost 2006 lessons (>.<)

Its possible to do well given alot of time and effort if you don't buy ooc credits. Think of it as a shortcut to power. Its attainable by everyone, but the rich get it quicker (what don't they get quicker?)