Guess it's not all bad then. I don't smoke, drink, use drugs, so I have no other expensive habits.

Good god...has anyone ever told you your a genius?

Could substitute other things as well, like, every month you save money from smoking, go to a strip club and blow the money.

Not that I've ever been to one.

I have. Sodding waste of money. It's the sort of thing that only seems like a good idea when you're already drunk.. so you don't notice that the beer costs three times as much as in the pub next door.. and you just hand your credit card over for a private dance. Next day.. you've got a walloping credit card bill.. a bad hangover.. little or no memory of the night before.. and the full knowledge that not only have you just wasted several days' wages, but that your best mate is sure to tell your girlfriend where you were and you're going to get hell.

The moral of the story is: buy credits instead.

IRE should add that to their page, by the testimonials.